I am very happy with the service provided by Keith. As a trustee investing a large sum of money for a minor over a 11 year period, I needed a bespoke investment package which was tax efficient and with a low to medium risk profile based on a diversified portfolio of funds. I also needed to have access to the funds where appropriate to fund private education and university studies. Keith's efficient delivery and management of my requirements is very impressive and I have no hesitation in recommending him.
Dr Tim Knowles, Trustee.

Keith has an ability to quickly determine the level of one’s understanding and explain his offering accordingly. He is easy to talk to and his great experience of financial matters allows him to confidently advise on a broad spectrum of offerings tailoring these to suit individual needs and financial means. He keeps us regularly updated on our savings and investments and is always willing to sit and talk you through any concerns or fears you may have.  
Mark Heywood (Managing Director, Mark Heywood Associates Limited)
 

Keith provides a friendly service in an efficient manner. As far as possible it is free from jargon. His presentation was clear, helpful and well illustrated. He listens well and quickly came to a clear understanding of our existing position and of our needs, personalities and attitudes to risk. In a comparatively short time we feel we have got to know him very well and have confidence in him and the advice we have received.  

Eddie and Marjorie Macleod (Retired).
 

Keith generates clear and concise financial summaries and his reliable advice is delivered in layman's terms. Also, he is patient and explains complex matters in simple terms.  I like the financial model he currently uses.  
Andrew Strachan (Managing Director, AJS Engineering Limited) (Retired)

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Keith explained all aspects of advice in a clear and precise manner, breath of fresh air to actually understand what was on paper.  
Charles Baines (Managing Partner, Whitebridge Estates LLP)

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Having used Keith's financial advice for almost 10 years now, this in it's self suggests that I have considerable confidence in his ability.   His recommendations for products always come with clear, concise and easily understandable reasoning.  His depth of knowledge on all matters financial have enabled us to plan for the future with confidence. 
Roger Cotterill (Retired)